State Bank of India vs SRG Housing Finance Limited

A side-by-side comparison of State Bank of India (SBIN) and SRG Housing Finance Limited (SRGHFL) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

State Bank of India vs SRG Housing Finance Limited are evenly matched on the numbers (7–7). The breakdown below shows where each one wins.

  • Valuation22
  • Profitability13
  • Growth02
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

10.67
P/E ratio
5.47
1.63
P/B ratio
1.01
1.72%
Dividend yield
0.00%
₹90.24
EPS
₹20.71

Profitability

SRGHFL takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

15.40%
Return on equity
10.94%
6.13%
Return on capital
10.86%
16.68%
EBITDA margin
61.90%
11.95%
Net margin
16.30%

Growth

SRGHFL takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

26.64%
Revenue CAGR (3Y)
29.69%
14.49%
Profit CAGR (3Y)
24.10%

Size & financial health

SBIN takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹8.88L Cr
Market cap
₹176 Cr
₹7.13L Cr
Revenue
₹199 Cr
₹86,666 Cr
Net profit
₹32 Cr
0.00
Debt / equity
2.89
State Bank of India
  • + ["Company has delivered good profit growth of 29.4% CAGR over last 5 years"]
  • − []
SRG Housing Finance Limited
  • + ["Company has delivered good sales growth of 22.1% CAGR over last 5 years", "Stock is trading at 0.59 times its book value"]
  • − ["Though the company is reporting repeated profits, it is not paying out dividend"]
State Bank of India full analysis SRG Housing Finance Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.