State Bank of India vs Star Housing Finance Ltd

A side-by-side comparison of State Bank of India (SBIN) and Star Housing Finance Ltd (STARHFL) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

State Bank of India vs Star Housing Finance Ltd are evenly matched on the numbers (6–6, 2 undecided). The breakdown below shows where each one wins.

  • Valuation13
  • Profitability13
  • Growth· not comparable—
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

STARHFL takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

10.79
P/E ratio
3.01
1.63
P/B ratio
0.27
1.72%
Dividend yield
2.00%
₹90.24
EPS
₹1.41

Profitability

STARHFL takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

15.40%
Return on equity
7.71%
6.13%
Return on capital
11.02%
16.68%
EBITDA margin
63.84%
11.95%
Net margin
11.99%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

26.64%
Revenue CAGR (3Y) even
—
14.49%
Profit CAGR (3Y) even
—

Size & financial health

SBIN takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹8.99L Cr
Market cap
₹34 Cr
₹7.13L Cr
Revenue
₹93 Cr
₹86,666 Cr
Net profit
₹11 Cr
0.00
Debt / equity
2.81
State Bank of India
  • + ["Company has delivered good profit growth of 29.4% CAGR over last 5 years", "Company has delivered good sales growth of 20.7% CAGR over last 5 years"]
  • − []
Star Housing Finance Ltd
  • + ["Company has delivered good profit growth of 17.3% CAGR over last 5 years", "Stock is trading at 0.23 times its book value"]
  • − ["Company has a low return on equity of 7.9% over last 3 years."]
State Bank of India full analysis Star Housing Finance Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

SBIN vs STARHFL: Share Price, Valuation & Which to Buy | DocStoX