STATE BANK OF INDIA vs Star Housing Finance Ltd
A side-by-side comparison of STATE BANK OF INDIA (SBIN) and Star Housing Finance Ltd (STARHFL) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.
STATE BANK OF INDIA vs Star Housing Finance Ltd are evenly matched on the numbers (6–6, 2 undecided). The breakdown below shows where each one wins.
- Valuation13
- Profitability22
- Growth· not comparable—
- Size & financial health31
Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.
Valuation
STARHFL takes 3/4How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.
Profitability
EvenHow efficiently each company turns capital and sales into profit. Higher is better.
Growth
Three-year compounded growth. Faster-growing businesses can justify a higher valuation.
Size & financial health
SBIN takes 3/4Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.
- + ["Company has been maintaining a healthy dividend payout of 18.6%"]
- − ["Company has low interest coverage ratio.", "Contingent liabilities of Rs.43,52,830 Cr.", "Company might be capitalizing the interest cost", "Earnings include an other income of Rs.1,99,967 Cr."]
- + ["Stock is trading at 0.48 times its book value", "Company's median sales growth is 46.7% of last 10 years"]
- − ["Company has low interest coverage ratio.", "Promoter holding is low: 17.5%", "Company has a low return on equity of 7.82% over last 3 years.", "Contingent liabilities of Rs.12.0 Cr.", "Promoter holding has decreased over last 3 years: -4.72%", "Working capital days have increased from -70.6 days to 78.0 days"]
This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.