STATE BANK OF INDIA vs Stellar Capital Services Ltd

A side-by-side comparison of STATE BANK OF INDIA (SBIN) and Stellar Capital Services Ltd (STELLAR) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, STATE BANK OF INDIA leads SBIN vs STELLAR on 10 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability31
  • Growth· not comparable
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

SBIN takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

11.26
P/E ratio
120.00
1.63
P/B ratio
0.25
1.66%
Dividend yield
0.00%
₹90.24
EPS
₹0.05

Profitability

SBIN takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

15.40%
Return on equity
-0.38%
6.13%
Return on capital
0.45%
16.68%
EBITDA margin
20.80%
11.95%
Net margin
4.80%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y) even
-10.25%
14.49%
Profit CAGR (3Y) even

Size & financial health

SBIN takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹9.38L Cr
Market cap
₹15 Cr
₹7.13L Cr
Revenue
₹3 Cr
₹86,666 Cr
Net profit
₹0 Cr
0.00
Debt / equity
0.01
STATE BANK OF INDIA
  • + ["Company has been maintaining a healthy dividend payout of 18.6%"]
  • ["Company has low interest coverage ratio.", "Contingent liabilities of Rs.43,52,830 Cr.", "Company might be capitalizing the interest cost", "Earnings include an other income of Rs.1,99,967 Cr."]
Stellar Capital Services Ltd
  • + ["Company has reduced debt.", "Company is almost debt free.", "Stock is trading at 0.25 times its book value"]
  • ["Company has low interest coverage ratio.", "The company has delivered a poor sales growth of -13.4% over past five years.", "Promoter holding is low: 24.0%", "Company has a low return on equity of -0.57% over last 3 years."]
STATE BANK OF INDIA full analysis Stellar Capital Services Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

SBIN vs STELLAR: Share Price, Valuation & Which to Buy | DocStoX