STATE BANK OF INDIA vs SUMEDHA FISCAL SERVICES L

A side-by-side comparison of STATE BANK OF INDIA (SBIN) and SUMEDHA FISCAL SERVICES L (SUMEDHA) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, STATE BANK OF INDIA leads SBIN vs SUMEDHA on 11 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability40
  • Growth20
  • Size & financial health30
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

10.79
P/E ratio
14.52
1.63
P/B ratio
0.50
1.72%
Dividend yield
2.56%
₹90.24
EPS
₹3.03

Profitability

SBIN takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

15.40%
Return on equity
2.56%
6.13%
Return on capital
4.00%
16.68%
EBITDA margin
3.10%
11.95%
Net margin
1.82%

Growth

SBIN takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

26.64%
Revenue CAGR (3Y)
21.72%
14.49%
Profit CAGR (3Y)
0.00%

Size & financial health

SBIN takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹8.99L Cr
Market cap
₹34 Cr
₹7.13L Cr
Revenue
₹110 Cr
₹86,666 Cr
Net profit
₹2 Cr
0.00
Debt / equity even
0.00
STATE BANK OF INDIA
  • + ["Company has delivered good profit growth of 29.4% CAGR over last 5 years", "Company has delivered good sales growth of 20.7% CAGR over last 5 years"]
  • − []
SUMEDHA FISCAL SERVICES L
  • + ["Company has delivered good sales growth of 40.6% CAGR over last 5 years", "Stock is trading at 0.52 times its book value"]
  • − ["The company has delivered a poor profit growth of -26.0% over past five years.", "Company has a low return on equity of 9.6% over last 3 years."]
STATE BANK OF INDIA full analysis SUMEDHA FISCAL SERVICES L full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.