STATE BANK OF INDIA vs SUMMIT SECURITIES LTD

A side-by-side comparison of STATE BANK OF INDIA (SBIN) and SUMMIT SECURITIES LTD (SUMMITSEC) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, STATE BANK OF INDIA leads SBIN vs SUMMITSEC on 7 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability22
  • Growth01
  • Size & financial health30
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

11.30
P/E ratio
14.69
1.63
P/B ratio
0.20
1.66%
Dividend yield
0.00%
₹90.24
EPS
₹95.97

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

15.40%
Return on equity
1.14%
6.13%
Return on capital
2.00%
16.68%
EBITDA margin
97.00%
11.95%
Net margin
72.92%

Growth

SUMMITSEC takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y) even
41.34%
14.49%
Profit CAGR (3Y)
41.58%

Size & financial health

SBIN takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹9.44L Cr
Market cap
₹1,543 Cr
₹7.13L Cr
Revenue
₹144 Cr
₹86,666 Cr
Net profit
₹105 Cr
0.00
Debt / equity even
0.00
STATE BANK OF INDIA
  • + ["Company has been maintaining a healthy dividend payout of 18.6%"]
  • ["Company has low interest coverage ratio.", "Contingent liabilities of Rs.43,52,830 Cr.", "Company might be capitalizing the interest cost", "Earnings include an other income of Rs.1,99,967 Cr."]
SUMMIT SECURITIES LTD
  • + ["Company is almost debt free.", "Stock is trading at 0.18 times its book value", "Company is expected to give good quarter", "Company has delivered good profit growth of 41.7% CAGR over last 5 years"]
  • ["Though the company is reporting repeated profits, it is not paying out dividend", "Company has a low return on equity of 1.01% over last 3 years."]
STATE BANK OF INDIA full analysis SUMMIT SECURITIES LTD full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.