State Bank of India vs Sundaram Finance Limited

A side-by-side comparison of State Bank of India (SBIN) and Sundaram Finance Limited (SUNDARMFIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, State Bank of India leads SBIN vs SUNDARMFIN on 8 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability13
  • Growth· not comparable—
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

SBIN takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

10.67
P/E ratio
22.67
1.63
P/B ratio
3.51
1.72%
Dividend yield
0.85%
₹90.24
EPS
₹186.81

Profitability

SUNDARMFIN takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

15.40%
Return on equity
13.82%
6.13%
Return on capital
9.65%
16.68%
EBITDA margin
78.33%
11.95%
Net margin
20.99%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

26.64%
Revenue CAGR (3Y) even
—
14.49%
Profit CAGR (3Y) even
—

Size & financial health

SBIN takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹8.88L Cr
Market cap
₹47,039 Cr
₹7.13L Cr
Revenue
₹9,809 Cr
₹86,666 Cr
Net profit
₹2,059 Cr
0.00
Debt / equity
4.08
State Bank of India
  • + ["Company has delivered good profit growth of 29.4% CAGR over last 5 years", "Company has delivered good sales growth of 20.7% CAGR over last 5 years"]
  • − []
Sundaram Finance Limited
  • + ["Company has been maintaining a healthy dividend payout of 21.6%"]
  • − ["Stock is trading at 3.51 times its book value", "Company has low interest coverage ratio."]
State Bank of India full analysis Sundaram Finance Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.