State Bank of India vs Tata Capital Limited

A side-by-side comparison of State Bank of India (SBIN) and Tata Capital Limited (TATACAP) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, State Bank of India leads SBIN vs TATACAP on 9 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation40
  • Profitability13
  • Growth02
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

SBIN takes 4/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

10.67
P/E ratio
27.48
1.63
P/B ratio
3.45
1.72%
Dividend yield
0.16%
₹90.24
EPS
₹11.76

Profitability

TATACAP takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

15.40%
Return on equity
10.57%
6.13%
Return on capital
8.56%
16.68%
EBITDA margin
73.18%
11.95%
Net margin
15.51%

Growth

TATACAP takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

26.64%
Revenue CAGR (3Y)
33.21%
14.49%
Profit CAGR (3Y)
18.41%

Size & financial health

SBIN takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹8.88L Cr
Market cap
₹1.37L Cr
₹7.13L Cr
Revenue
₹31,540 Cr
₹86,666 Cr
Net profit
₹4,891 Cr
0.00
Debt / equity
5.15
State Bank of India
  • + ["Company has delivered good profit growth of 29.4% CAGR over last 5 years", "Company has delivered good sales growth of 20.7% CAGR over last 5 years"]
  • − []
Tata Capital Limited
  • + ["Company has delivered good profit growth of 31.5% CAGR over last 5 years", "Company has delivered good sales growth of 27.2% CAGR over last 5 years"]
  • − []
State Bank of India full analysis Tata Capital Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.