STATE BANK OF INDIA vs TSF INVESTMENTS LIMITED

A side-by-side comparison of STATE BANK OF INDIA (SBIN) and TSF INVESTMENTS LIMITED (TSFINV) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, STATE BANK OF INDIA leads SBIN vs TSFINV on 8 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability22
  • Growth01
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

11.30
P/E ratio
17.20
1.63
P/B ratio
1.49
1.66%
Dividend yield
2.76%
₹90.24
EPS
₹23.49

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

15.40%
Return on equity
8.97%
6.13%
Return on capital
4.00%
16.68%
EBITDA margin
21.00%
11.95%
Net margin
53.81%

Growth

TSFINV takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y) even
121.21%
14.49%
Profit CAGR (3Y)
30.59%

Size & financial health

SBIN takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹9.44L Cr
Market cap
₹8,894 Cr
₹7.13L Cr
Revenue
₹985 Cr
₹86,666 Cr
Net profit
₹530 Cr
0.00
Debt / equity
0.04
STATE BANK OF INDIA
  • + ["Company has been maintaining a healthy dividend payout of 18.6%"]
  • ["Company has low interest coverage ratio.", "Contingent liabilities of Rs.43,52,830 Cr.", "Company might be capitalizing the interest cost", "Earnings include an other income of Rs.1,99,967 Cr."]
TSF INVESTMENTS LIMITED
  • + ["Company is almost debt free.", "Company is expected to give good quarter", "Company has delivered good profit growth of 45.3% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 37.0%"]
  • ["Company has a low return on equity of 9.37% over last 3 years.", "Debtor days have increased from 31.9 to 74.1 days.", "Working capital days have increased from 44.3 days to 65.7 days"]
STATE BANK OF INDIA full analysis TSF INVESTMENTS LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.