State Bank of India vs Turtlemint Fintech Solutions Limited

A side-by-side comparison of State Bank of India (SBIN) and Turtlemint Fintech Solutions Limited (TURTLEMINT) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, State Bank of India leads SBIN vs TURTLEMINT on 11 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability40
  • Growth01
  • Size & financial health40

Valuation

SBIN takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

10.47
P/E ratio
-22.20
1.63
P/B ratio
3.94
1.72%
Dividend yield
0.00%
₹90.24
EPS
₹-34.51

Profitability

SBIN takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

15.40%
Return on equity
-60.38%
6.13%
Return on capital
-58.86%
16.68%
EBITDA margin
-11.88%
11.95%
Net margin
-16.78%

Growth

TURTLEMINT takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

26.64%
Revenue CAGR (3Y)
37.77%
14.49%
Profit CAGR (3Y) even
—

Size & financial health

SBIN takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹8.86L Cr
Market cap
₹1,583 Cr
₹7.13L Cr
Revenue
₹1,098 Cr
₹86,666 Cr
Net profit
₹-184 Cr
0.00
Debt / equity
0.06
State Bank of India
  • + ["Company has delivered good profit growth of 29.4% CAGR over last 5 years", "Company has delivered good sales growth of 20.7% CAGR over last 5 years"]
  • − []
Turtlemint Fintech Solutions Limited
  • + []
  • − ["Stock is trading at 5.19 times its book value", "Company has a low return on equity of -40.4% over last 3 years.", "Company reported a net loss of ₹184 Cr in its latest financial year."]
State Bank of India full analysis Turtlemint Fintech Solutions Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.