STATE BANK OF INDIA vs UGRO CAPITAL LIMITED

A side-by-side comparison of STATE BANK OF INDIA (SBIN) and UGRO CAPITAL LIMITED (UGROCAP) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, STATE BANK OF INDIA leads SBIN vs UGROCAP on 8 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability22
  • Growth01
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

11.31
P/E ratio
7.55
1.63
P/B ratio
0.52
1.66%
Dividend yield
0.00%
₹90.24
EPS
₹11.26

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

15.40%
Return on equity
6.02%
6.13%
Return on capital
9.15%
16.68%
EBITDA margin
62.74%
11.95%
Net margin
9.02%

Growth

UGROCAP takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y) even
45.48%
14.49%
Profit CAGR (3Y)
63.85%

Size & financial health

SBIN takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹9.44L Cr
Market cap
₹1,297 Cr
₹7.13L Cr
Revenue
₹2,021 Cr
₹86,666 Cr
Net profit
₹175 Cr
0.00
Debt / equity
3.71
STATE BANK OF INDIA
  • + ["Company has been maintaining a healthy dividend payout of 18.6%"]
  • ["Company has low interest coverage ratio.", "Contingent liabilities of Rs.43,52,830 Cr.", "Company might be capitalizing the interest cost", "Earnings include an other income of Rs.1,99,967 Cr."]
UGRO CAPITAL LIMITED
  • + ["Stock is trading at 0.46 times its book value"]
  • ["Company has low interest coverage ratio.", "Promoter holding is low: 2.88%"]
STATE BANK OF INDIA full analysis UGRO CAPITAL LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.