State Bank of India vs Union Bank of India

A side-by-side comparison of State Bank of India (SBIN) and Union Bank of India (UNIONBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, State Bank of India leads SBIN vs UNIONBANK on 7 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability22
  • Growth11
  • Size & financial health30
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

UNIONBANK takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

10.67
P/E ratio
6.75
1.63
P/B ratio
1.04
1.72%
Dividend yield
2.79%
₹90.24
EPS
₹25.45

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

15.40%
Return on equity
14.55%
6.13%
Return on capital
5.91%
16.68%
EBITDA margin
19.85%
11.95%
Net margin
18.19%

Growth

Even

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

26.64%
Revenue CAGR (3Y)
9.58%
14.49%
Profit CAGR (3Y)
31.67%

Size & financial health

SBIN takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹8.89L Cr
Market cap
₹1.31L Cr
₹7.13L Cr
Revenue
₹1.07L Cr
₹86,666 Cr
Net profit
₹19,430 Cr
0.00
Debt / equity even
0.00
State Bank of India
  • + ["Company has delivered good profit growth of 29.4% CAGR over last 5 years"]
  • − []
Union Bank of India
  • + ["Company has delivered good profit growth of 46.7% CAGR over last 5 years", "Stock is trading at 0.98 times its book value"]
  • − []
State Bank of India full analysis Union Bank of India full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

SBIN vs UNIONBANK: Share Price, Valuation & Which to Buy | DocStoX