STATE BANK OF INDIA vs Aastamangalam Finance Ltd
A side-by-side comparison of STATE BANK OF INDIA (SBIN) and Aastamangalam Finance Ltd (UPASANAFINANCELTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.
On the numbers, STATE BANK OF INDIA leads SBIN vs UPASANAFINANCELTD on 9 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).
- Valuation22
- Profitability31
- Growth01
- Size & financial health40
Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.
Valuation
EvenHow expensive each stock is relative to its earnings and book value. Lower usually means cheaper.
Profitability
SBIN takes 3/4How efficiently each company turns capital and sales into profit. Higher is better.
Growth
UPASANAFINANCELTD takes 1/2Three-year compounded growth. Faster-growing businesses can justify a higher valuation.
Size & financial health
SBIN takes 4/4Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.
- + ["Company has been maintaining a healthy dividend payout of 18.6%"]
- − ["Company has low interest coverage ratio.", "Contingent liabilities of Rs.43,52,830 Cr.", "Company might be capitalizing the interest cost", "Earnings include an other income of Rs.1,99,967 Cr."]
- + ["Stock is trading at 0.59 times its book value", "Company has delivered good profit growth of 81.4% CAGR over last 5 years"]
- − ["Though the company is reporting repeated profits, it is not paying out dividend", "Promoter holding is low: 28.5%", "Company has a low return on equity of 12.9% over last 3 years.", "Promoter holding has decreased over last 3 years: -6.75%"]
This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.