STATE BANK OF INDIA vs UTI ASSET MNGMT CO LTD

A side-by-side comparison of STATE BANK OF INDIA (SBIN) and UTI ASSET MNGMT CO LTD (UTIAMC) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, STATE BANK OF INDIA leads SBIN vs UTIAMC on 9 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability13
  • Growth10
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

SBIN takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

11.46
P/E ratio
28.05
1.63
P/B ratio
2.70
1.66%
Dividend yield
4.49%
₹90.24
EPS
₹31.44

Profitability

UTIAMC takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

15.40%
Return on equity
10.30%
6.13%
Return on capital
16.00%
16.68%
EBITDA margin
48.00%
11.95%
Net margin
27.68%

Growth

SBIN takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y) even
10.40%
14.49%
Profit CAGR (3Y)
2.37%

Size & financial health

SBIN takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹9.55L Cr
Market cap
₹11,308 Cr
₹7.13L Cr
Revenue
₹1,705 Cr
₹86,666 Cr
Net profit
₹472 Cr
0.00
Debt / equity
0.03
STATE BANK OF INDIA
  • + ["Company has been maintaining a healthy dividend payout of 18.6%"]
  • ["Company has low interest coverage ratio.", "Contingent liabilities of Rs.43,52,830 Cr.", "Company might be capitalizing the interest cost", "Earnings include an other income of Rs.1,99,967 Cr."]
UTI ASSET MNGMT CO LTD
  • + ["Company is almost debt free.", "Stock is providing a good dividend yield of 4.51%.", "Company has been maintaining a healthy dividend payout of 96.4%"]
  • ["The company has delivered a poor sales growth of 7.84% over past five years."]
STATE BANK OF INDIA full analysis UTI ASSET MNGMT CO LTD full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.