STATE BANK OF INDIA vs WSFX Global Pay Ltd

A side-by-side comparison of STATE BANK OF INDIA (SBIN) and WSFX Global Pay Ltd (WALLSTREETFINANCELTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

STATE BANK OF INDIA and WSFX Global Pay Ltd are evenly matched on the numbers (66, 2 tied). The breakdown below shows where each one wins.

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

11.57
P/E ratio
12.90
1.63
P/B ratio
1.91
1.70%
Dividend yield
2.41%
₹90.24
EPS
₹2.81

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

15.40%
Return on equity
15.80%
6.13%
Return on capital
18.00%
0.00%
EBITDA margin
12.00%
0.00%
Net margin
3.37%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
-21.31%
14.49%
Profit CAGR (3Y)

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹9.64L Cr
Market cap
₹79 Cr
₹0 Cr
Revenue
₹89 Cr
₹86,666 Cr
Net profit
₹3 Cr
0.00
Debt / equity
0.40
STATE BANK OF INDIA
  • + ["Company has been maintaining a healthy dividend payout of 18.6%"]
  • ["Company has low interest coverage ratio.", "Contingent liabilities of Rs.43,52,830 Cr.", "Company might be capitalizing the interest cost", "Earnings include an other income of Rs.1,97,711 Cr."]
WSFX Global Pay Ltd
  • + ["Company has delivered good profit growth of 28.8% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 37.7%"]
  • ["Promoter holding has decreased over last quarter: -0.45%", "Company has a low return on equity of 13.3% over last 3 years.", "Earnings include an other income of Rs.4.02 Cr."]
STATE BANK OF INDIA full analysis WSFX Global Pay Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.