Shriram Finance Ltd vs Tata Capital Ltd

A side-by-side comparison of Shriram Finance Ltd (SHRIRAMFIN) and Tata Capital Ltd (TATACAP) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Shriram Finance Ltd leads SHRIRAMFIN vs TATACAP on 13 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation40
  • Profitability40
  • Growth11
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

SHRIRAMFIN takes 4/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

20.40
P/E ratio
32.92
3.05
P/B ratio
3.30
0.98%
Dividend yield
0.15%
₹53.28
EPS
₹11.42

Profitability

SHRIRAMFIN takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

16.40%
Return on equity
12.30%
11.50%
Return on capital
8.58%
73.70%
EBITDA margin
73.04%
20.83%
Net margin
15.80%

Growth

Even

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

16.86%
Revenue CAGR (3Y)
33.27%
18.53%
Profit CAGR (3Y)
18.41%

Size & financial health

SHRIRAMFIN takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹2.57L Cr
Market cap
₹1.60L Cr
₹48,193 Cr
Revenue
₹31,583 Cr
₹10,024 Cr
Net profit
₹4,891 Cr
3.96
Debt / equity
5.64
Shriram Finance Ltd
  • + ["Company has delivered good profit growth of 32.0% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 20.9%"]
  • ["Stock is trading at 3.10 times its book value", "Company has low interest coverage ratio.", "Promoter holding has decreased over last quarter: -5.08%"]
Tata Capital Ltd
  • ["Stock is trading at 3.48 times its book value", "Company has low interest coverage ratio.", "Company has a low return on equity of 13.2% over last 3 years.", "Company might be capitalizing the interest cost"]
Shriram Finance Ltd full analysis Tata Capital Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.