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Moneyview Limited

PROSPECTUS · filed 29 Sept 2026

Issue complete

Moneyview is a digital lending platform that offers personal loans and other financial products to users. The IPO comprises a fresh issue of 750.0 crore and an offer for sale of 341.68 crore, with the OFS constituting 31.3% of the total issue size. The company reported a revenue of 1041.113 crore and a profit of 173.796 crore in the latest fiscal year, with revenue growing at a CAGR of 72.19%. The draft prospectus highlights high risks related to dependence on financial partners, who contributed over 50% of revenue in recent years, and the company's ability to attract and retain users.

What stands out

Risk factor. Our success depends on our ability to attract, engage and monetize new and existing users on our platform. If users do not find their desired products on our platform at attractive prices and terms, or find their experiences with us unsatisfactory, they may lose trust in our brand and impact our abi

Risk factor. Our business may be negatively affected if our Financial Partners do not continue their relationship with us. Our top ten Financial Partners contributed to 37.36%, 46.82% and 56.78% of our revenue from operations in Fiscal 2026, 2025 and 2024 respectively.

Risk factor. Our relationships with Financial Partners are crucial to our success. Our arrangements with these Financial Partners are typically not exclusive and they may have similar or more favourable arrangements with our competitors. Financial Partners may terminate their relationships with us and choose to

Strong revenue growth. Restated revenue CAGR of 72.2%.

How the offer is structured

Fresh issue

₹750 Cr

New capital into the company

Offer for sale

₹342 Cr

Goes to selling shareholders

OFS share

31%

  • Investment to drive growth in loan disbursals under default loss guarantee (DLG) arrangements₹325 Cr
  • Investment in WFPL, our Material Subsidiary, for the purpose of augmenting its capital base₹250 Cr
  • General corporate purposes₹112 Cr

Restated financials

Revenue

₹1.04k Cr

Latest fiscal year

Profit after tax

₹174 Cr

Revenue CAGR

72.2%

Return on equity

7.2%

Debt / equity

2.27

P/E at upper band

21.66

Only in a priced RHP

PAT CAGR

-15.4%

Fiscal yearRevenueEBITDAPATNet worth
2024₹351 Cr₹243 Cr₹1.61k Cr
2025₹693 Cr₹67.2 Cr₹1.99k Cr
2026₹1.04k Cr₹174 Cr₹2.42k Cr

Promoters, litigation & related parties

Promoter (pre)

19.6%

Except as disclosed in this section, there are no outstanding criminal proceedings, actions taken by statutory or regulatory authorities, claims related to direct or indirect taxes, disciplinary actions including penalties imposed by SEBI or the Stock Exchanges against the Promoters in the last five financial years, or other outstanding litigation involving the Relevant Parties. Further, there are no outstanding material dues to creditors of the Company.

Risks the company discloses

  • Our success depends on our ability to attract, engage and monetize new and existing users on our platform. If users do not find their desired products on our platform at attractive prices and terms, or find their experiences with us unsatisfactory, they may lose trust in our brand and impact our ability to attract, engage, and monetize new and existing users.(User Acquisition and Retention)

  • Our business may be negatively affected if our Financial Partners do not continue their relationship with us. Our top ten Financial Partners contributed to 37.36%, 46.82% and 56.78% of our revenue from operations in Fiscal 2026, 2025 and 2024 respectively.(Dependence on Financial Partners)

  • Our relationships with Financial Partners are crucial to our success. Our arrangements with these Financial Partners are typically not exclusive and they may have similar or more favourable arrangements with our competitors. Financial Partners may terminate their relationships with us and choose to cooperate with our competitors.(Dependence on Financial Partners)

  • Our Financial Partners may develop their own end-to-end servicing capabilities to serve users online directly, without the need for our platform. We may not be able to replace or diversify our partners in a timely or cost-effective manner if we are unable to maintain relationships with them.(Dependence on Financial Partners)

  • We cannot assure you that Financial Partners will fulfil their contractual obligations to us in a timely manner, or at all. If they fail to meet their obligations under the products sold on our platform, our users may stop using our platform.(Dependence on Financial Partners)

  • Our success and reputation depend on the continued involvement and leadership of our Key Managerial Personnel and members of Senior Management. In Fiscal 2026, we paid a one-time non-recurring performance-based incentive to our Managing Director and Chief Executive Officer, Puneet Agarwal.(Management and Personnel)

  • Our future growth depends on our ability to continue to attract new users and to monetize new and existing users. To achieve this, we must stay abreast of emerging user preferences, evolving user experience expectation and product trends that will appeal to existing and potential users.(User Acquisition and Retention)

  • We have a limited operating history across some of our products and services. We may not be able to sustain our current growth levels in a cost-effective manner, which could adversely affect our business, financial condition, cash flows, results of operations and prospects.(Growth and Operating History)

How this document reads, dimension by dimension

growthrevenue CAGR 72.2%
balance sheetdebt/equity 2.27x
profitabilityROE 7.2%
issue structure31% of the offer is OFS

Each bar is a fixed formula applied to the figures shown above, scored 0–100. This is a reading of what the company disclosed — not a recommendation to apply or avoid, not a price target, and not a prediction of listing performance. Dimensions that could not be extracted are excluded rather than assumed, so coverage varies between documents.

Figures are extracted automatically from the document filed with SEBI and may contain errors — the linked SEBI document is the authoritative record; analysed 30 Sept 2026.

Not investment advice

These lists are rules-based research, not buy recommendations. Rankings are generated from NSE & BSE data by a deterministic formula and do not account for your personal circumstances. For informational purposes only. Consult a SEBI-registered advisor before investing.