16 mutual funds delivered over 20% SIP returns in 10 years; ₹10,000 monthly investment grew to ₹38.8 lakh

A recent analysis of mutual fund performance highlights the power of long-term investing. It found that only 16 funds delivered an annualised return of over 20% over a 10-year period. These top performers included Nippon India Small Cap Fund, which led the group with a return of 22.51%. Small-cap and mid-cap funds were the primary drivers of these gains, accounting for seven of the 16 winners.
This data underscores the significant impact of time and asset allocation on wealth creation. For investors who started a Systematic Investment Plan (SIP) of ₹10,000 per month ten years ago, these funds would have grown their investment to approximately ₹38.8 lakh. The performance of small-cap funds in this long-term analysis contrasts with their recent dominance in the one-year return charts, highlighting the volatility inherent in different market cycles.
Investors should focus on their long-term financial goals rather than chasing short-term trends. While these funds demonstrated strong growth over the decade, past performance does not guarantee future results. Market conditions can change rapidly, and investors should ensure their portfolio is diversified and aligned with their risk tolerance and time horizon.
Excerpt from Mint
An analysis of mutual funds found that only 16 delivered more than 20% annualised SIP returns over 10 years, led by Nippon India Small Cap Fund at 22.51%. Small-cap and mid-cap funds accounted for 7 of these long-term winners, while the one-year leaderboard was dominated by small-cap funds. For investors who stay with…Read the original at Mint
Key takeaways
- Category: Stocks.
- AI reads the tone as positive (potentially bullish) for the stock.
Why it matters
A routine update. The tone is positive — historically associated with upward pressure, though not predictive. Use the price and stock snapshot to gauge how the market is responding.









