Bajaj Finance Targets Up To 27% Growth In FY27 Despite Marginal NIM Moderation
NDTV Profit 2 hrs ago·19 Oct 2026, 2:17 pm
Bajaj Finance has guided for revenue growth of up to 27% for the upcoming fiscal year, despite a slight moderation in its net interest margins (NIM). The company attributes this target to a strategic shift in its lending portfolio. By winding down its captive lending book, Bajaj Finance aims to improve its credit costs, which could help stabilize its profitability even as it expands its retail lending operations.
This guidance signals the company's confidence in its business model, even in a potentially challenging interest-rate environment. For investors, the key takeaway is that Bajaj Finance is focusing on quality growth rather than just volume. The reduction in its captive book is expected to lower risk, making the loan book more resilient to economic fluctuations.
Going forward, investors should watch the company's ability to maintain its growth trajectory while managing its credit costs. The success of this strategic pivot will be critical in determining whether the stock can sustain its premium valuation in the coming quarters.
Affected stocks
Bullish1 stock
Bull / bear label is derived from the article's AI sentiment — indicative, not advice. Prices may be delayed.
Key takeaways
- Concerns Bajaj Finance (BAJFINANCE).
- Category: Company.
- AI reads the tone as positive (potentially bullish) for the stock.
- Flagged as a high-impact, market-moving story.
Why it matters
This is a high-impact development for Bajaj Finance and could move the stock. The tone is positive — historically associated with upward pressure, though not predictive. Use the price and stock snapshot to gauge how the market is responding.
