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Bengaluru Class 10 student Sinchina Raikar manages ₹14 lakh investment portfolio: Here are 5 ways she does it

Mint 1 hr ago·23 Sept 2026, 4:27 pm

A 15-year-old student from Bengaluru has managed to build a substantial investment portfolio worth nearly ₹14 lakh. Sinchina Raikar attributes this success to a disciplined approach, using a 'GDP' method to select mutual funds. This framework prioritises growth potential, direct plans, and passive funds, which helps minimise fees and maximise returns over the long term.

This story highlights how starting early and staying consistent can lead to significant wealth accumulation. By focusing on low-cost index funds and avoiding high expense ratios, young investors can benefit from the power of compounding. It serves as a practical example for retail investors looking to build wealth steadily without complex trading strategies.

For investors, the key takeaway is the importance of a long-term horizon and cost efficiency. While individual circumstances vary, the strategy of choosing direct plans and passive funds aligns with common advice for building a robust financial foundation. Keeping an eye on expense ratios and fund performance remains essential for any portfolio.

Key takeaways

  • Category: Stocks.
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Summary & analysis by DocStoX. Full story at Mint.

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