Neutral impactSector
Buy A Rs 1 Crore Home Or Rent It? The Real Cost After Down Payment, EMI, And Maintenance
NDTV Profit 1 hr ago·19 Oct 2026, 12:53 pm
This article explores the financial trade-offs between purchasing and renting a property worth Rs 1 crore. It breaks down the total cost of ownership by analyzing the impact of the down payment, monthly Equated Monthly Installments (EMIs), and ongoing maintenance expenses against the recurring costs of renting.
For investors, this analysis highlights how long-term wealth creation can differ significantly between the two options. It helps retail investors understand the opportunity cost of capital tied up in a home and how inflation affects property values versus rental yields.
Moving forward, readers should look for a detailed comparison of the net savings or cash flow generated over a 10 to 20-year period to determine which path aligns better with their financial goals.
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