Crisil explains why gold loans are gaining a bigger share of India’s securitisation market

Gold loans are becoming a major source of funding for financial institutions in India. Crisil Ratings has observed that the share of these loans in the securitisation market is increasing. This trend is largely driven by the high demand for gold loans among retail borrowers and the strong appetite for such assets among investors. The growth in this segment is helping to expand the overall size of the securitisation market.
This shift is significant for investors as it indicates a preference for assets that are backed by tangible collateral like gold. For the broader market, it suggests a healthy appetite for riskier but secured retail assets. Investors should keep an eye on how this trend evolves and whether other asset classes can match the pace of growth seen in the gold loan segment.
Affected stocks
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Key takeaways
- Concerns Crisil (CRISIL).
- Category: Commodity.
Why it matters
A routine update for Crisil. Use the price and stock snapshot to gauge how the market is responding.











