Positive impactCompany
Edelweiss Life sees bancassurance growth accelerating in two years, targets 75%+ persistency: Sumit Rai
Economic Times 4 hrs ago·3 Nov 2026, 1:30 am
Edelweiss Life Insurance has reported strong momentum in its bancassurance distribution channel, which is expected to drive significant growth over the next two years. The insurer’s persistency ratio, a key metric measuring how long policyholders keep their policies active, has risen to approximately 70% at the 13-month mark. Management has set an ambitious target of reaching 72–73% this year and exceeding 75% by the following year.
This improvement in persistency is critical for the company as it enhances the quality of its long-term business and reduces future liabilities. Investors should monitor the insurer's ability to sustain this trend, especially as the sector faces potential headwinds from regulatory reforms proposed by the Insurance Regulatory and Development Authority of India (IRDAI). The bancassurance channel remains a vital engine for growth, but its performance will be closely watched in the coming quarters.
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- Category: Company.
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