Neutral impactSector
EPFO: Have multiple employee provident fund accounts or UAN? Here's how to merge them — Stepwise guide
Mint 1 hr ago·10 Oct 2026, 6:14 pm
EPFO has released step‑by‑step instructions for employees who hold more than one Provident Fund account or more than one Universal Account Number. The process lets them transfer balances from older accounts into a single active UAN, simplifying record‑keeping and ensuring that contributions and interest are credited to one place.
For retail investors, consolidating PF accounts can reduce administrative hassle and prevent fragmented interest calculations, which may affect the overall corpus at retirement. Users should log into the EPFO portal, verify their KYC, and follow the online transfer request. Keep an eye on any portal maintenance notices or changes to the UAN‑merging timeline that EPFO may announce.
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