Positive impactEconomy
FinTechs helping bridge India’s MSME credit gap: RBI Governor
BusinessLine 54 min ago·8 Sept 2026, 2:53 pm
RBI Governor Shaktikanta Das recently highlighted the vital role of FinTech companies in addressing the long-standing credit shortage for India's small businesses. By leveraging technology and alternative data, these firms are helping to extend loans to Micro, Small, and Medium Enterprises (MSMEs) that often struggle to get financing from traditional banks.
This shift is significant for investors as it expands the financial ecosystem beyond established institutions. It signals a growing acceptance of digital lending models, which could drive innovation and competition in the sector. For the broader market, it reflects a strengthening of India's financial infrastructure and its ability to support diverse business segments.
Investors should monitor how traditional banks and NBFCs respond to this trend. As FinTechs gain more prominence, partnerships between digital lenders and established financial institutions may increase, potentially reshaping the competitive landscape in the coming quarters.
Excerpt from BusinessLine
FinTechs are helping bridge India’s MSME credit gap by extending formal, collateral-like credit to millions of small businesses that, for decades were invisible to traditional underwriting models, said RBI Governor Sanjay Malhotra. “This is credit reaching the last mile of entrepreneurs, offering jobs and livelihoods…Read the original at BusinessLine
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- Category: Economy.
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