From UPI to cash-flow lending, fintech is reshaping India’s financial architecture: RBI Governor at GFF 2026
Economic Times 2 hrs ago·8 Sept 2026, 1:32 pm
RBI Governor Sanjay Malhotra highlighted the fintech sector's critical role in modernizing India's financial system. Speaking at the Global FinTech Fest 2026, he noted that digital payments like UPI have moved banking beyond physical branches, while fintech platforms are increasingly addressing the credit gap for small businesses. Malhotra emphasized that the central bank will continue to support innovation, provided it maintains trust, safety, and consumer welfare.
This signals a supportive regulatory environment for the sector. For investors, this reinforces the long-term growth potential of the Indian fintech ecosystem. The focus remains on how the industry balances rapid expansion with the need for robust risk management and consumer protection.
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- Category: Economy.
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