Gold vs Nifty 50: What would ₹1 lakh invested 20 years ago be worth today? Check post-tax returns

Gold’s price has risen faster than the Nifty 50 index over the last two decades, meaning a ₹1 lakh lump‑sum invested in gold 20 years ago would be worth considerably more today than the same amount put into the Nifty. The difference reflects both the commodity’s price rally and the broader market’s more modest growth.
The tax treatment of the two assets also diverges. Long‑term gains on physical gold are taxed at 20 % with indexation benefits, while equity‑linked investments in the Nifty enjoy a 10 % long‑term capital‑gains rate after a ₹1 lakh exemption. Consequently, the after‑tax return on gold can be lower than its headline performance suggests.
Investors should keep an eye on factors that could shift this balance: changes in inflation, interest‑rate policy, global commodity demand and any revisions to capital‑gains tax rules. Monitoring these will help gauge whether gold or equities remain the more attractive long‑term store of value.
Excerpt from Mint
Gold has outperformed the Nifty 50 over the past 20 years, but returns are only part of the comparison. Their capital gains tax treatment is different too. Here’s what ₹ 1 lakh invested 20 years ago could be worth today and how much an investor may keep after tax. Gold has delivered a higher return than the Nifty 50…Read the original at Mint
Key takeaways
- Category: Corporate Action.
- AI reads the tone as positive (potentially bullish) for the stock.
- Assessed as a significant, market-relevant update.
Why it matters
A meaningful update worth tracking. The tone is positive — historically associated with upward pressure, though not predictive. Use the price and stock snapshot to gauge how the market is responding.












