India preparing rollout of agentic payments on UPI
BusinessLine 56 min ago·1 Sept 2026, 8:35 am
The National Payments Corporation of India (NPCI) is reportedly preparing to introduce 'agentic payments' on the Unified Payments Interface (UPI). This new protocol would allow AI agents and chatbots to initiate transactions on behalf of users, moving beyond the current system where a human must confirm every action.
This development is significant for the retail market as it aims to make digital payments more seamless and automated. By removing the need for manual confirmation for routine tasks, it could lower friction for consumers and open new avenues for businesses to offer automated services.
Investors should watch for the official launch details at the Mumbai Global Fintech Fest. The success of this feature will depend on how quickly it is adopted by major banks and app developers, which could influence the broader digital economy.
Excerpt from BusinessLine
India is preparing a framework that would let AI agents make small digital payments without approval for every transaction, three sources familiar with the matter said, potentially making UPI one of the world’s largest networks with agentic payments. While leading payment companies have launched such frameworks in…Read the original at BusinessLine
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