Jeevan Pramaan: 6 hurdles NRI pensioners may encounter in life certificate submission and how to overcome them

The Jeevan Pramaan system enables pensioners to submit their Digital Life Certificates online, a process that is crucial for ensuring the continued flow of pension payments. However, Non-Resident Indians (NRIs) often face specific hurdles, such as the requirement for an Aadhaar-linked Indian mobile number or difficulties navigating digital authentication services. These technical barriers can lead to delays, forcing many NRIs to revert to the traditional offline method of submitting physical life certificates to their pension disbursing authorities.

This issue matters to investors because any disruption in the pension disbursement process can impact the financial stability of the pensioners, who are often retirees relying on these funds for their daily expenses. For the broader market, it highlights the ongoing digital transformation challenges within government services, particularly regarding the inclusion of the diaspora. Investors should watch for updates on policy changes or simplified procedures that might streamline this process for NRIs in the future.