Neutral impactSector

Know why only 30% of consumers are okay with pure digital insurance, and most still rely on agents for high-value policy

Mint 59 min ago·23 Oct 2026, 8:44 am

A new survey reveals a significant gap in the insurance sector, showing that while digital tools are popular for research, a majority of consumers still prefer human interaction for finalizing high-value policies. This trend highlights a 'digital-first' approach where customers use online platforms to compare options but seek out advisors to validate their choices and provide trust.

For investors, this indicates that the insurance industry will continue to rely heavily on its physical distribution network for major sales. Companies that successfully blend digital efficiency with strong agent relationships are likely to gain a competitive edge. The sector may see sustained demand for agents who can offer personalized advice alongside digital tools.

Moving forward, watch for insurance companies that announce partnerships between their digital platforms and traditional agent networks. Investors should also monitor how these firms are training their workforce to handle hybrid customer journeys, as this integration could be a key driver of future growth.

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  • Category: Sector.

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