Loan interest rates, EMIs to rise? Two back-to-back 25 bps repo rate hike from RBI soon?
Mint 1 hr ago·13 Sept 2026, 7:21 am
The Reserve Bank of India (RBI) is widely expected to raise the repo rate by 25 basis points in its upcoming policy meetings. This decision comes as the central bank grapples with persistent inflationary pressures, partly driven by elevated global crude oil prices. A hike in the repo rate signals a tighter monetary policy aimed at cooling down the economy and controlling price growth.
For retail investors, this move directly impacts the cost of borrowing. Banks are likely to increase interest rates on loans, which will push up Equated Monthly Installments (EMIs) for home, car, and personal loans. Conversely, fixed deposit (FD) rates may rise, offering better returns for savers. Investors should monitor the central bank's future statements to gauge the pace of these rate adjustments.
Excerpt from Mint
The RBI is expected to hike the benchmark interest rate by 25 basis points in October and December due to rising crude prices and inflationary pressures. Changes in the repo rate will affect borrowers and depositors. Here's how. The Reserve Bank of India (RBI) is likely to raise the benchmark interest rate by 25 basis…Read the original at Mint
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- Category: Economy.
- AI reads the tone as negative (potentially bearish) for the stock.
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