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New UPI MDR rules from October 15: What changes for fuel, railway tickets and 3 other key services? Explained

Mint 1 hr ago·18 Sept 2026, 4:47 pm

From October 15, UPI payments over ₹2,000 for fuel, railway tickets, and other services will incur a flat MDR of ₹5, as announced by NPCI. Meanwhile, for P2M transactions above ₹2,000 outside the specified categories, NPCI has introduced a 0.4% MDR.

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