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Nifty vs FD: What ₹1 crore invested at past market bottoms would be worth today
Business Today 1 hr ago·13 Oct 2026, 7:56 am
A recent comparison highlights the significant difference between a fixed deposit and equity market returns over time. While a fixed deposit offers guaranteed returns, the stock market has historically delivered much higher long-term growth. This analysis shows that investing ₹1 crore at various past market lows would have resulted in a substantially larger current value compared to keeping that money in a bank.
For investors, this serves as a reminder of the potential power of compounding and the importance of staying invested during market downturns. It illustrates how market volatility can be an opportunity for long-term wealth creation, provided one has the patience to ride out the cycles. The data suggests that equities, despite their risks, have been the superior choice for wealth accumulation over extended periods.
Moving forward, investors should focus on their long-term financial goals rather than reacting to short-term market movements. Understanding the historical performance of asset classes can help in making informed decisions. The key takeaway is to maintain a disciplined approach and avoid timing the market, as consistent investing over time tends to yield better results.
Key takeaways
- Category: Stocks.
Why it matters
A routine update. Use the price and stock snapshot to gauge how the market is responding.
