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Planning to quit your job at 40? Know what happens to your EPF balance and interest after leaving work
Mint 1 hr ago·5 Sept 2026, 3:28 am
Employees Provident Fund (EPF) members often worry about losing their accumulated savings and interest when they leave a job before retirement. The good news is that the Employees' Provident Fund Organisation (EPFO) allows your EPF balance to continue earning interest even after you leave your current employment, provided you meet the eligibility criteria. This means your retirement corpus can keep growing passively while you are between jobs.
This feature is particularly beneficial for those who change jobs frequently or take a career break. However, to keep the interest accruing, you must ensure that your EPF account remains active by transferring the balance to a new employer or by opting for a non-refundable advance. Investors should verify their eligibility and ensure timely transfers to maximize their returns. Keep an eye on your EPF passbook to track the interest credits regularly.
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