Neutral impactEconomy
PPF at 7.1%, SCSS at 8.2%, NSC at 7.7%: Check Oct-Dec post office scheme rates
Times of India 1 hr ago·5 Oct 2026, 4:38 pm
The government has announced that interest rates for small savings schemes, including the Public Provident Fund (PPF), Senior Citizens Savings Scheme (SCSS), and National Savings Certificate (NSC), will remain unchanged for the October to December 2026 quarter. This decision means that rates for these popular instruments will stay at their current levels, with PPF yielding 7.1%, SCSS at 8.2%, and NSC at 7.7%.
This marks the 10th consecutive quarter that these rates have not been revised. The decision to hold rates steady is likely intended to provide stability to investors, particularly those seeking risk-free returns. For retail investors, this means their current interest earnings will continue without any immediate changes.
Investors should watch for the next quarterly announcement in January 2027. While the rates are currently stable, any future changes could impact the returns on these long-term savings instruments.
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