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Retirement planning: How much should you invest in stocks and mutual funds after 60? Here's what expert suggests
Mint 1 hr ago·21 Oct 2026, 11:45 am
Retirement planning requires balancing equity exposure with income security. Freefincal's M. Pattabiraman suggests limiting equity to 30% for typical retirees while accounting for inflation, market volatility and long-term withdrawal needs.
This recommendation focuses on protecting a retiree's capital from market crashes. A higher equity allocation can offer growth to beat inflation, but it also carries significant risk. By keeping a portion in safer assets, investors aim to ensure they have a steady stream of income without depleting their savings during a downturn.
Investors should monitor their portfolio's performance and adjust their asset allocation as they age. It is also wise to consult with a financial advisor to tailor a strategy that fits your specific risk tolerance and retirement goals.
Excerpt from Mint
Retirement planning requires balancing equity exposure with income security. Freefincal's M. Pattabiraman suggests limiting equity to 30% for typical retirees while accounting for inflation, market volatility and long-term withdrawal needs. Retirement brings a fundamental change in how investors should manage their…Read the original at Mint
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