Rs 15,000 SIP Vs Rs 15 Lakh Lumpsum: Which Can Build A Bigger Corpus In 20 Years?

A Systematic Investment Plan (SIP) of Rs 15,000 per month allows investors to buy units at various market prices, averaging out the cost over time. This approach reduces the risk of investing a large sum at an incorrect peak. Conversely, a lumpsum investment of Rs 15 lakh buys all units at once, exposing the capital to immediate market volatility. While the lumpsum strategy benefits from the full power of compounding from the very first day, it carries a higher risk of capital erosion if the market corrects shortly after the investment is made.
Key takeaways
- Category: Company.
Why it matters
A routine update. Use the price and stock snapshot to gauge how the market is responding.










