Neutral impactStocks

SBI hikes home loan interest rates: Higher EMI or longer tenure? Costs compared for ₹30, ₹50 lakh and ₹1 crore loans

Mint 57 min ago·16 Oct 2026, 9:50 am

SBI has raised its benchmark lending rates by 25 bps from 15 October 2026. Find out how the hike could affect EMIs and total interest on ₹30 lakh, ₹50 lakh, ₹80 lakh and ₹1 crore home loans, and how choosing a higher EMI instead of a longer tenure could help reduce borrowing costs.

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