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Sent money to the wrong UPI ID? Here’s how to raise a complaint and recover it

Mint 1 hr ago·14 Oct 2026, 6:28 pm

If you accidentally sent money to the wrong UPI ID, you can still try to get it back. The first step is to report the transaction immediately through your UPI app or your bank's customer service. Most banks have a dedicated process for this, and acting quickly is crucial. You will need to provide the transaction ID, the recipient's name, and the amount sent. While there is no guarantee of a refund, banks are more likely to assist if you file a complaint right away.

This situation matters to investors because it highlights the importance of verifying recipient details before completing any digital transfer. Even small mistakes can lead to significant financial loss. If the recipient agrees to return the funds, the bank can facilitate the reversal. However, if the money has been withdrawn or transferred elsewhere, the process becomes much more difficult. Always double-check the UPI ID and name to avoid such errors in the future.

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