Positive impactEconomy

Setting aside ₹2,000 per month in PPF can put your child on path to ‘crorepati’ status in long run. We calculate how

Mint 1 hr ago·13 Oct 2026, 7:28 am

The Public Provident Fund (PPF) is a popular government-backed savings scheme that offers tax benefits and a guaranteed return. A recent analysis suggests that investing ₹2,000 per month in this account can help build a substantial corpus over a long period. The calculation highlights how the power of compounding works in your favor, potentially helping your child accumulate significant wealth by the time they reach adulthood.

For investors, this news underscores the value of long-term, disciplined investing in safe instruments. PPF is particularly attractive because it offers tax exemptions under Section 80C and allows for tax-free maturity proceeds. It serves as a reliable tool for wealth creation and risk mitigation for conservative investors.

Going forward, investors should monitor changes in interest rates and tax regulations that might impact the scheme's returns. While ₹2,000 is a modest start, consistency is key. Keeping an eye on how such small, regular investments grow can provide motivation to increase the amount over time.

Excerpt from Mint

Setting aside ₹ 2000 per month for your child can help secure their financial future. Here's how you can use the government backed PPF facility to set them up for “crorepati” status in the long run. Parent looking to gift their child a secure future, can consider the public provident fund ( PPF ) — among the preferred…
Read the original at Mint

Key takeaways

  • Category: Economy.
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