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Starting retirement investing at 40 with no corpus? Why chasing high returns could backfire, and what to do instead

Mint 48 min ago·22 Sept 2026, 8:07 am

Starting retirement investing at 40 requires a focus on the required corpus, higher and consistent savings rather than excessive risk. Investors should use goal-based asset allocation, step up investments annually and gradually shift money from equity to debt as retirement approaches.

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