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Starting your first job at 21? Here’s how to start building your credit score without taking unnecessary financial risk

Mint 1 hr ago·6 Oct 2026, 2:06 am

Starting a credit journey at 21 does not mean taking on unnecessary debt. A secured or entry-level credit card, disciplined spending, timely full repayments and controlled credit utilisation can help young borrowers build a strong credit history.

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Summary & analysis by DocStoX. Full story at Mint.

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