Neutral impactSector
Train ticket insurance from October 27: Is it mandatory, what is the current premium, coverage and claim process?
Mint 1 hr ago·18 Oct 2026, 12:57 pm
The Supreme Court has directed Indian Railways to make travel insurance mandatory for all tickets purchased at station counters starting October 27, 2026. This landmark ruling aims to provide financial protection to passengers against unforeseen events like accidents or medical emergencies during their journey. The move is expected to be implemented in phases, with the government likely to introduce a small, nominal premium on top of the ticket fare.
For investors, this decision is significant as it could open a new revenue stream for the state-run railway operator. While the exact premium amount is yet to be finalized, a successful rollout could improve the financial health of Indian Railways. The market will closely watch the government's implementation strategy and the subsequent impact on the company's bottom line.
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