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Two health insurance policies? Know how to use both for one hospital bill
Mint 1 hr ago·15 Sept 2026, 9:14 am
Policyholders can use two health insurance plans to cover a single hospital bill. First, the primary policy pays its share of eligible expenses up to its coverage limit. Once that limit is reached, the remaining bill becomes payable by the secondary policy. This strategy is particularly useful when a single claim exceeds the sum insured of the first plan.
This approach matters to investors because it highlights the importance of adequate health coverage. For retail investors, understanding how to maximise benefits from multiple policies can reduce out-of-pocket costs. It also underscores the value of having a backup plan, ensuring financial security during medical emergencies without draining personal savings.
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