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Want SIFs in your portfolio? Should you invest directly or choose the new mutual fund-PRIM route — experts explain
Mint 1 hr ago·29 Sept 2026, 5:54 pm
Specialized Investment Funds (SIFs) are a popular way for high-net-worth individuals to access complex investment strategies that might otherwise be difficult to build on their own. Traditionally, these funds require a significant entry barrier, often demanding a minimum investment of ₹10 lakh. However, a newer route has emerged that could make these strategies more accessible to a wider range of investors.
The new PRIM (Portfolio Recommendation and Investment Management) route allows investors to participate in professionally managed portfolios with a higher minimum investment of ₹25 lakh. This structure differs from direct SIF investing by offering a more structured approach to portfolio management. It is designed to provide a balance between professional oversight and the flexibility of direct investment, potentially simplifying the process for those looking to diversify their holdings.
For investors, the choice between the two depends on their capital availability and desire for direct control versus professional guidance. While direct SIFs offer a lower entry point, the PRIM route may provide a more curated experience for those with larger capital. Investors should carefully review the fee structures and management styles of both options to determine which aligns best with their long-term financial goals.
Excerpt from Mint
SIFs offer investors access to specialised strategies with a ₹ 10 lakh minimum investment, while the new PRIM route allows professionally managed portfolios with a ₹ 25 lakh minimum. Here’s how direct SIF investing differs from PRIM and what investors should consider. With the introduction of SEBI ’s new Portfolio…Read the original at Mint
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