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You Need Rs 20 Lakh in 7 Years. What If Your SIP Portfolio Falls 20% in Year Six?

NDTV Profit 1 hr ago·26 Oct 2026, 10:08 am

A sharp market drop can feel alarming, but it does not necessarily mean you should abandon your investment strategy. A 20% decline in a specific year might seem significant, yet it is often a temporary setback rather than a permanent failure of your plan. The key is to remain disciplined and stick to your Systematic Investment Plan (SIP) rather than reacting emotionally by stopping contributions.

This situation highlights the importance of long-term investing. By continuing to invest during downturns, you buy more units at a lower price, which can help lower your average cost over time. This approach helps you recover losses once the market rebounds. Investors should focus on their long-term goals and avoid making impulsive decisions based on short-term volatility.

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  • Category: Stocks.

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