AADHAR HOUSING FINANCE L Valuation
AADHARHFC · Financial Services · Current price ₹477.4
Is AADHAR HOUSING FINANCE L undervalued?
DocStoX estimates the fair value of AADHAR HOUSING FINANCE L at ₹379 per share, versus the current market price of ₹477. That puts the stock about -20.5% above our fair-value estimate, which we read as "Expensive". Our confidence in this estimate is low.
How this fair value is calculated
This estimate blends 3 independent methods: Excess-return (book value) (₹181), Relative P/E (₹732), Analyst target (₹606). We weight each by its reliability and skip any method whose inputs look untrustworthy — "no DCF beats a wrong DCF". This is the same deterministic engine that powers DocStoX stock pages; there is no guesswork or AI-generated number here.
Bear, base and bull scenarios
Our scenarios span ₹181 (bear) to ₹379 (base) to ₹732 (bull). A margin of safety means buying meaningfully below the base case — the wider the gap, the more room for error in the assumptions.
Valuation multiples
AADHAR HOUSING FINANCE L trades at a P/E of 19.0x and a P/B of 3.1x, with a dividend yield of 0.0%. Multiples are most useful compared against the company's own history and its sector peers — see the peer comparison for context.
Understand the ratios
More on AADHAR HOUSING FINANCE L
DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.