ADITYA BIRLA MONEY LTD Fair Value
BIRLAMONEY · Financial Services · Current price ₹126.66
| Method | Fair value | Status |
|---|---|---|
| Excess-return (book value) | ₹89 | 19% ROE fading to 14% over ~20 yrs, on ₹54 book |
| Relative P/E | ₹319 | EPS × 30.8 peer-median P/E |
| Graham floor | — | Not meaningful for financials |
| Analyst target | — | No analyst coverage |
Is ADITYA BIRLA MONEY LTD undervalued?
DocStoX estimates the fair value of ADITYA BIRLA MONEY LTD at ₹152 per share, versus the current market price of ₹127. That puts the stock about +19.8% below our fair-value estimate, which we read as "Fairly Valued". Our confidence in this estimate is low.
How this fair value is calculated
This estimate blends 2 independent methods: Excess-return (book value) (₹89), Relative P/E (₹319). We weight each by its reliability and skip any method whose inputs look untrustworthy — "no DCF beats a wrong DCF". This is the same deterministic engine that powers DocStoX stock pages; there is no guesswork or AI-generated number here.
Bear, base and bull scenarios
Our scenarios span ₹89 (bear) to ₹152 (base) to ₹319 (bull). A margin of safety means buying meaningfully below the base case — the wider the gap, the more room for error in the assumptions.
More on ADITYA BIRLA MONEY LTD
DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.

