CAPITAL SMALL FIN BANK L Fair Value
CAPITALSFB · Financial Services · Current price ₹284.8
| Method | Fair value | Status |
|---|---|---|
| Excess-return (book value) | ₹311 | 10% ROE fading to 13% over ~3 yrs, on ₹323 book |
| Relative P/E | ₹292 | EPS × 9.4 peer-median P/E |
| Graham floor | — | Not meaningful for financials |
| Analyst target | ₹424 | Street consensus 12-month target price |
Is CAPITAL SMALL FIN BANK L undervalued?
DocStoX estimates the fair value of CAPITAL SMALL FIN BANK L at ₹327 per share, versus the current market price of ₹285. That puts the stock about +14.6% below our fair-value estimate, which we read as "Fairly Valued". Our confidence in this estimate is medium.
How this fair value is calculated
This estimate blends 3 independent methods: Excess-return (book value) (₹311), Relative P/E (₹292), Analyst target (₹424). We weight each by its reliability and skip any method whose inputs look untrustworthy — "no DCF beats a wrong DCF". This is the same deterministic engine that powers DocStoX stock pages; there is no guesswork or AI-generated number here.
Bear, base and bull scenarios
Our scenarios span ₹278 (bear) to ₹327 (base) to ₹424 (bull). A margin of safety means buying meaningfully below the base case — the wider the gap, the more room for error in the assumptions.
More on CAPITAL SMALL FIN BANK L
DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.