GIC Housing Finance Limited Financial Ratios
GICHSGFIN · Financial Services · Current price ₹131.37
P/E ratio
4.6x
P/B ratio
0.3x
ROE
7.3%
ROCE
1.4%
Debt / Equity
4.30
Dividend yield
3.4%
Ratio reference
| Ratio | Value | What it means |
|---|---|---|
| P/E | 4.6x | Price paid per ₹1 of annual earnings — lower is cheaper (context-dependent). |
| P/B | 0.3x | Price relative to book value — <1 can signal deep value or trouble. |
| ROE | 7.3% | Return on equity — how much profit the company earns on shareholder capital. |
| ROCE | 1.4% | Return on capital employed — efficiency including debt. >15% is strong. |
| D/E | 4.30 | Leverage — higher means more debt-funded, riskier in downturns. |
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GIC Housing Finance Limited profitability
GIC Housing Finance Limited generates a return on equity of 7.3% and a return on capital employed of 1.4%. An ROE consistently above 15% usually points to a quality business with a durable advantage; below 10% suggests weak profitability or a capital-heavy model.
Leverage & valuation
With a debt-to-equity of 4.30 and a P/E of 4.6x, GIC Housing Finance Limited is carrying meaningful debt. Our overall business-quality score for the company is 2.9 / 10.
Understand the ratios
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DocStoX estimates are computed from reported financials, for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.