GIC HOUSING FINANCE LTD Financial Ratios
GICHSGFIN · Financial Services · Current price ₹141.39
P/E ratio
4.9x
P/B ratio
0.4x
ROE
7.3%
ROCE
7.9%
Debt / Equity
4.33
Dividend yield
3.2%
Ratio reference
| Ratio | Value | What it means |
|---|---|---|
| P/E | 4.9x | Price paid per ₹1 of annual earnings — lower is cheaper (context-dependent). |
| P/B | 0.4x | Price relative to book value — <1 can signal deep value or trouble. |
| ROE | 7.3% | Return on equity — how much profit the company earns on shareholder capital. |
| ROCE | 7.9% | Return on capital employed — efficiency including debt. >15% is strong. |
| D/E | 4.33 | Leverage — higher means more debt-funded, riskier in downturns. |
Model it yourself — PEG Ratio Calculator
Opens pre-filled with GIC HOUSING FINANCE LTD's latest numbers.
GIC HOUSING FINANCE LTD profitability
GIC HOUSING FINANCE LTD generates a return on equity of 7.3% and a return on capital employed of 7.9%. An ROE consistently above 15% usually points to a quality business with a durable advantage; below 10% suggests weak profitability or a capital-heavy model.
Leverage & valuation
With a debt-to-equity of 4.33 and a P/E of 4.9x, GIC HOUSING FINANCE LTD is carrying meaningful debt. Our overall business-quality score for the company is 2.5 / 10.
Understand the ratios
More on GIC HOUSING FINANCE LTD
DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.