HDFC LIFE INS CO LTD Fair Value
HDFCLIFE · Financial Services · Current price ₹563.65
| Method | Fair value | Status |
|---|---|---|
| Excess-return (book value) | ₹81 | 11% ROE fading to 13% over ~3 yrs, on ₹82 book |
| Relative P/E | ₹434 | EPS × 49.0 peer-median P/E |
| Graham floor | — | Not meaningful for financials |
| Analyst target | — | No analyst coverage |
Is HDFC LIFE INS CO LTD undervalued?
DocStoX estimates the fair value of HDFC LIFE INS CO LTD at ₹177 per share, versus the current market price of ₹564. That puts the stock about -68.5% above our fair-value estimate, which we read as "Avoid". Our confidence in this estimate is low.
How this fair value is calculated
This estimate blends 2 independent methods: Excess-return (book value) (₹81), Relative P/E (₹434). We weight each by its reliability and skip any method whose inputs look untrustworthy — "no DCF beats a wrong DCF". This is the same deterministic engine that powers DocStoX stock pages; there is no guesswork or AI-generated number here.
Bear, base and bull scenarios
Our scenarios span ₹81 (bear) to ₹177 (base) to ₹434 (bull). A margin of safety means buying meaningfully below the base case — the wider the gap, the more room for error in the assumptions.
More on HDFC LIFE INS CO LTD
DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.